Understand your goals, risk profile and long-term plans.
Finance Solutions for Business Owners and Property Investors
At Rogerson Kenny Finance, we help clients access the right finance solutions to grow, invest and build their long term wealth.
Commercial and Personal Lending - Under One Roof
Unlike a traditional finance broker, we combine finance expertise with deep business and accounting knowledge, allowing us to structure lending that supports not just todays finance approval, but long term performance.
Rogerson Kenny has been advising Australian business owners for over 50 years, structuring finance solutions that align with real business and wealth outcomes.
Specialising in supporting you with
Buying or Expanding a Business
Investing
in Assets or Property
Expanding Operations with Confidence
Consolidating Debt and Improving Cash Flow
Refinance to Free Up Cash Flow
The wrong lender can impact the outcome, even when the numbers stack up
Access to lenders is not enough without insight. We structure your position before it reaches a bank, ensuring it is assessed by the right credit team, under the right policy, from the outset, improving approval certainty, turnaround times and negotiating leverage.
What this means for you:
- Matched to the right lender from the outset
- Structured correctly before submission
- Faster decisions with fewer setbacks
- A stronger position to secure the right outcome
This is where most lending advice falls short.
Why clients choose to work with us
Many clients come to us after realising their finance and accounting have been handled separately. This can lead to lending decisions made without full visibility, structures not presented effectively to lenders, unnecessary delays or rework.
By bringing these areas together, clients benefit from a more aligned, strategic approach to both finance and long-term outcomes.
How structuring can change the outcome
In many cases, it’s not the deal that’s the issue, it is how it’s presented. A scenario that may initially be declined can often be approved when:
> Income is aligned to lender policy
> Structures are presented correctly
> The right lender is selected from the outset
This is where upfront structuring and experience make a measurable difference.
Commercial & Business Finance Solutions
Business Loans and Working Capital
- Buying a business
- Scaling or expanding an existing business
- Consolidation of debt, refinancing and debt structuring
- Reducing amortisation to free cash flow
- Buying in a business or business succession transactions
- Business cash flow lending and working capital facilities
- Commercial property finance
- Growth funding and strategic expansion
Because we understand your business structure and financials, we structure lending around cash flow, not unnecessary security. We minimise excessive exposure and protect your assets while preserving flexibility.
Equipment & Asset Finance
Funding the right equipment can unlock growth without using business or property equity or putting pressure on cash flow.
Securing you finance for:
- Cars and commercial vehicles
- Trucks and transport fleets
- Excavators and heavy equipment
- Specialist machinery and industry needs
- Technology and business equipment
- Replacement or upgrade programs
We help match the loan structure to the asset lifecycle so repayments work for your business.
Property and Commercial Investment Lending
Difficult to achieve when you are a business owner. Typical brokers and lenders fail to properly read and interpret cash flow from trusts, companies and layered ownership structures.
This is our domain. We understand how these structures work, how banks assess them, and which credit team should be reviewing your application. We translate your financial position accurately and present it strategically – whether for your home loan, lifestyle property, commercial investment or refinancing to a more competitive rate.
- Home loans
- Investment loans
- Refinancing for better structure or pricing (or both)
- Debt consolidation (home loan, credit cards, motor vehicles, kitchen / bathroom renovation, etc)
- Equity release for investment or business purposes
- Pre approvals and purchase guidance
- Self Managed Superannuation Fund (SMSF) property loans
Typical brokers approach complex business structures like standard PAYG applications. We don’t.
Integrated Commercial and Personal Lending for Business Owners
Most business owners require both business finance and personal lending advice, yet these facilities are often structured separately.
At Rogerson Kenny, we coordinate commercial finance, equipment funding and residential lending as part of one aligned strategy.
This allows you to:
- Structure business loans and home lending together not in isolation
- Use equity across commercial and personal assets more effectively
- Reduce reliance on multiple banks and fragmented advice
- Improve overall cash flow, borrowing capacity and flexibility
- Technology and business equipment
- Replacement or upgrade programs
As accountants and finance brokers working together, we ensure your lending supports your long-term business and wealth strategy not just the next transaction
Our Approach
We follow a disciplined, strategic process:
Define the Objective
Structure the Position
Design lending aligned to cash flow, ownership structure and tax efficiency.
Execute with
Precision
Manage the process from application through to settlement positioning your submission correctly from the outset.
Review and
Refine
Ongoing reviews to ensure your lending continues to support growth as your circumstances evolve.
The Rogerson Kenny Difference
Independant and non-bank aligned
Advice driven by your interests not lender incentives.
Accounting DNA
Finance structuring backed by deep business and accounting expertise.
Built for business owners
Specialists in complex commercial lending and business-owner structures not just retail home loans.
End-to-End oversight
From strategy to settlement and ongoing review.
Long-term alignment
Regular loan and goal reviews to ensure your finance remains competitive and strategically positioned.
Find Out How We Can Help You
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