Work with Melbourne's leading specialist SMSF accountants

With expertise in SMSF tax advice, SMSF administration and SMSF accounting for Self Managed Super Funds, we provide a streamlined, secure, and efficient service to over 350 SMSFs. By leveraging the latest cloud technology, we ensure your SMSF operations are timely and efficient.

Comprehensive SMSF Accountant Services tailored to your needs

Our team is committed to guiding you through every SMSF complexity, ensuring your self managed super fund is compliant and
helping you use the rules to your advantage.

With Rogerson Kenny Business Accountants, you gain access to a personal and friendly service from dedicated SMSF accountants
who understand your unique circumstances. Discover how we can help you optimise your SMSF today.

What are Self Managed Super Funds?

SMSFs are private superannuation funds that you manage yourself. Unlike traditional funds managed by larger institutions, SMSFs give you direct control over how you invest your retirement savings. They offer a personalised approach to managing your superannuation, allowing you to tailor your investment strategy to best suit your retirement goals.

However, with the flexibility and control of an SMSF comes increased responsibility. As a trustee, you’re in charge of the fund’s compliance with superannuation laws. You’re responsible for making sound investment decisions, maintaining accurate records, and ensuring that the fund is audited annually by an approved SMSF auditor.

Despite the additional responsibilities, many Australians find the potential benefits of a Self-Managed Superannuation Fund appealing. These benefits include the ability to invest in a broader range of assets, the potential for tax planning strategies, and the flexibility to adjust your investments as your circumstances change. With the right advice and support, an SMSF can be an effective tool to help you achieve your retirement goals.

Generally speaking, an SMSF may be more cost efficient than an industry or retail super fund when you have more than $300,000 in super.

How does an SMSF work?

An SMSF operates much like any other super fund, with the key difference being you’re in the driver’s seat.

It starts with setting up the SMSF. This involves choosing your trustees, creating the SMSF trust deed, and registering the fund with the Australian Taxation Office (ATO). Once established, the fund can receive super contributions and rollovers from other super funds.

When it comes to investing, the choice is yours. There are a vast array of SMSF investment options. Whether it’s shares, property, fixed-interest investments, or even collectables, the decisions rest in your hands. However, it’s essential your investments align with your SMSF’s written investment strategy and comply with superannuation laws.

Managing an SMSF requires diligence and time. The fund’s trustees must handle the administrative tasks, ensure the SMSF’s compliance with superannuation laws, and arrange an annual audit. It’s important to remember that while managing an SMSF offers greater control and flexibility, it also carries greater responsibility. However, with the right SMSF accountant guidance and advice, it’s a responsibility many find rewarding.

Ready to be the master of your super?

Reach out to our SMSF accountant today – let’s kickstart your journey to a financially secure future

Self Managed Super Funds: Pros and Cons

Here are some of the key benefits that make SMSFs an attractive choice for many

As an SMSF member, you have greater control over your investment decisions. This means you can tailor your strategy based on your financial goals and risk appetite.

SMSFs offer a wide range of investment options that may not be available in other funds. These can include direct property, shares, and even collectibles.

SMSFs provide opportunities for tax planning that can potentially lead to significant tax savings.

SMSFs allow up to six members, allowing pooling resources with family members, potentially reducing costs, and increasing investment opportunities.

SMSFs provide more flexibility in estate planning, allowing you to set specific conditions on how your benefits are paid after your death.

With an SMSF, you can clearly view your super’s performance and the associated costs.

If appropriately managed, the costs of running an SMSF can be lower than other super options, especially for larger balances.

SMSFs let you hold different types of insurance policies for the fund’s members, potentially providing broader coverage levels.

Understanding the potential downsides when considering SMSFs is important

Here are some points to consider (and we can help you mitigate these risks)

Managing an SMSF can be time-consuming. You’ll need to make investment decisions, keep comprehensive records, and ensure compliance with superannuation laws and regulations.

While having control over investments can be a positive, it also means you’re at risk if your investments perform poorly. Unlike with APRA-regulated funds, there’s no government compensation if things go wrong.

Non-compliance with regulations can lead to significant penalties. It’s crucial to understand and abide by all superannuation laws.

Acquiring adequate insurance coverage can be more expensive for SMSFs when compared to conventional funds.

Often SMSFs, due to their size, may lack the investment diversification that larger funds can offer, potentially increasing the risk.

As a trustee, you’re personally liable for all the fund’s decisions – even if you get help from a professional or another member made the decision.

Why Gamble on Your Retirement?

Arm yourself with our SMSF advice and make decisions that count

Navigate your SMSF strategy like a pro with Rogerson Kenny, your go-to SMSF experts. Our professional advice is your secret weapon to a successful and compliant SMSF, whilst giving you the best opportunity of putting your SMSF wealth creation in the fast lane.

SMSF Accountants

Managing a Self-Managed Super Fund (SMSF) can be complex, but with the right support, it can also be a powerful tool for securing your financial future. Whether you’re an individual, family or property investor, having expert guidance ensures you maximise the benefits of your SMSF while staying compliant with Australian regulations.

At Rogerson Kenny, we make SMSF management easier for you. Our specialised SMSF Accountants Melbourne work to take the stress out of compliance, giving you confidence that your fund is structured correctly and working towards your long-term financial goals.

With over 45 years of experience, we provide tailored advice and strategies to help you optimise tax benefits, grow your retirement savings, and protect your wealth—so you can focus on what matters most to you.

Self Managed Super Fund (SMSF) Accountants Melbourne

With the constantly changing landscape of superannuation laws and regulations, it’s essential to have a trusted advisor on your side. Our team of SMSF Accountants in Melbourne is here to help you make informed decisions about your superannuation and ensure you remain compliant with all relevant laws.

As experienced Self Managed Super Fund Accountants, we offer specialised advice and services that ensure your SMSF is structured and managed efficiently.

Whether you’re a property investor looking to invest through your SMSF or someone managing your retirement savings, our SMSF Accounting Firms provide a range of tailored solutions that suit your individual circumstances. We guide you through the setup, management, and reporting requirements of your SMSF, allowing you to maximise the potential of your retirement savings.

Understanding SMSF

A Self-Managed Super Fund (SMSF) is a retirement savings fund that you manage yourself, giving you full control over how your superannuation is invested. Unlike traditional super funds, SMSFs are unique in that they allow you to make decisions about investments, structure, and strategy based on your financial goals.

Managing an SMSF requires a thorough understanding of tax laws, compliance requirements, and investment strategies. As SMSF Accountants, we help you navigate the complexities of SMSFs, ensuring that you adhere to the regulations set by the Australian Tax Office (ATO) while making the most of your investment opportunities. Whether you’re investing in property, shares, or other assets, we ensure your SMSF is optimised for the best possible financial outcomes.

How We Can Help?

At Rogerson Kenny, our team of Self Managed Super Fund Accountants provides a full range of services to assist you in managing your SMSF effectively. Here’s how we can help:

SMSF Setup and Structure: We assist you in establishing your SMSF, advising you on the appropriate structure and ensuring it complies with all legal requirements.
Investment Strategy Advice: We help you develop a tailored investment strategy that aligns with your retirement goals and risk tolerance, ensuring your SMSF investments work for you.
Compliance and Reporting: We ensure your SMSF meets all compliance requirements, including annual financial statements, audits, and tax returns, so you can focus on achieving your financial goals.
Tax Efficiency: Our SMSF Accountants Melbourne offer expert tax advice, helping you optimise your fund’s tax position and minimise liabilities while ensuring compliance with ATO regulations.
Ongoing Support: We provide ongoing support and advice, keeping you informed about changes in superannuation laws and regulations and ensuring your SMSF continues to meet your evolving needs.

With our expertise and personalised service, we aim to make managing your SMSF as simple and straightforward as possible, providing you with peace of mind and a clear pathway to your retirement goals.

Learn More

Are you ready to take control of your retirement savings with a Self-Managed Super Fund? At Rogerson Kenny, our team of SMSF Accountants is here to guide you every step of the way. Whether you’re just starting with your SMSF or looking for expert advice on improving your fund’s performance, we have the knowledge and experience to help.

Learn more about our SMSF Accounting Firms and how we can help you maximise the potential of your SMSF. Contact us today to schedule a consultation with one of our Self Managed Super Fund Accountants and take the first step towards a secure financial future.

FAQs

What is a Self-Managed Super Fund (SMSF), and how does it work?

A Self-Managed Super Fund (SMSF) is a retirement savings fund that you manage yourself, giving you full control over your investments. It must adhere to specific legal and regulatory requirements, and you are responsible for ensuring the fund complies with the Australian Taxation Office (ATO) rules.

How can SMSF Accountants Melbourne help me manage my fund?

Our SMSF Accountants Melbourne offer expert advice and services to help you establish, manage, and optimise your SMSF. We ensure your fund complies with ATO regulations, help you with investment strategy, tax efficiency, and reporting, and provide ongoing advice to maximise your retirement savings.

What services do SMSF Accounting Firms provide?

SMSF Accounting Firms provide a range of services, including SMSF setup and structuring, investment strategy advice, compliance and reporting, tax advice, and ongoing support. We help you manage all aspects of your SMSF to ensure it is working towards your retirement goals.

Can you assist with property investments through an SMSF?

Yes, as Self Managed Super Fund Accountants, we offer advice and guidance on investing in property through your SMSF. We help you understand the regulations around property investment, ensure compliance, and create a strategy that aligns with your long-term goals.

How do I know if an SMSF is the right choice for me?

An SMSF offers more control over your retirement savings but also comes with more responsibility. We can help you assess whether an SMSF is the right option for your needs, considering factors such as your investment goals, risk tolerance, and the time you can dedicate to managing your fund.