An SMSF works like any other super fund, but you’re in control of every decision – from setting up the fund, appointing trustees and establishing the trust deed, to registering with the ATO and managing contributions or rollovers.
As a trustee, you choose how the fund is invested across assets such as shares, property, fixed-interest or collectables, provided everything aligns with your SMSF’s written investment strategy and complies with superannuation law.
Trustees are also responsible for administration, record-keeping, ongoing compliance and arranging the annual audit, and while this level of control comes with added responsibility, many find it rewarding with the support of an experienced SMSF accountant.
Melbourne's Specialist SMSF Accountants
Genuine SMSF experts. A local team trusted by more than 350 trustees.
Specialist SMSF accountants, licensed to provide SMSF financial advice. Set up a fund or optimise your fund and get it on track to retirement security.
No call centres. No generic support. Just tailored SMSF advice from a Melbourne team who know you by name.
33 Years SMSF Accounting Experience | Local Melbourne Team | More than 2,500 SMSF year-end returns entrusted to us over the past 10 years
Managing your own super can give you more control, flexibility and clarity over your long-term wealth.
Work with the team that specialises in SMSF advice, strong compliance and helping you understand how your SMSF can support your long-term retirement strategy.
SMSF accounting services from a team who know your fund and care about your outcomes.
Specialist
SMSF Accountants
Real-Time Reporting &
Clear Communication
Compliance Confidence,
Year Round
We’re SMSF experts. Your fund is handled by a dedicated team who work exclusively with SMSFs and know the regulations inside out.
Get fast answers, transparent reporting and up-to-date insights. No waiting weeks for information or chasing paperwork.
We manage every detail – tax, admin and annual audit preparation – so your fund stays compliant and protected from avoidable risks.
Have a SMSF that's not performing?
Slow Turnarounds? Generic Advice? Unclear Communication? Compliance Blind Spots?
We fix all of that with a specialist approach that gets your fund performing and protected.
Using Your SMSF to Buy Property
Many SMSF trustees – the people who manage their own super – are exploring how to use their fund to buy residential or commercial property. We help SMSF members understand the rules, borrowing limits, structure and compliance requirements involved in an SMSF property purchase.
Buying property through super works differently from buying in your own name.
There are specific rules around:
- Deposits
- Ongoing compliance
- Related party use
- Liquidity requirements
- Rental Income
- Ownership structure
- Borrowing (SMSF loan or LRBA)
Our role is to make these rules clear and simple, so you can understand whether buying investment property with your SMSF is the right move.
Ready to find out more?
Get a Quick SMSF Assessment.
Free. No pressure. Just specialist insight into how your fund is running and what can be improved.
What our clients say...
“The team have been excellent to deal with. They have been terrific on follow up, provided great advice and I can’t recommend them highly enough.” – Guy S.
Why Choose Rogerson Kenny Business Accountants?
If you are looking for support through every stage of managing a Self Managed Super Fund – you are in the right place!
Unlike many firms, our team is licensed to provide a financial Statement of Advice for your superannuation plans.
This, paired with our real time fund reporting, means you can be assured your fund is accurate, compliant and on track to YOUR goals.
Looking to set up an SMSF? Still have questions?
Read on to learn more.
What are Self Managed Super Funds?
A Self Managed Super Fund (SMSF) is a private superannuation fund that you manage yourself, giving you direct control over how your retirement savings are invested.
Unlike retail or industry funds, SMSFs let you tailor your investment strategy, access a wider range of assets and use flexible tax strategies, but they also come with greater responsibility – every member is typically a trustee, meaning they are legally responsible for the fund’s decisions, compliance, record-keeping and arranging the annual audit.
With the right advice and support, an SMSF can be an effective way to build wealth for retirement and generally becomes more cost-efficient once your super balance exceeds $300,000.
How does an SMSF work?
Ready to be the master of your super?
Reach out to our SMSF accountant today – let’s kickstart your journey to a financially secure future
Self Managed Super Funds: Pros and Cons
Here are some of the key benefits that make SMSFs an attractive choice for many
- Control and flexibility
As an SMSF member, you have greater control over your investment decisions. This means you can tailor your strategy based on your financial goals and risk appetite.
- Investment choices
SMSFs offer a wide range of investment options that may not be available in other funds. These can include direct property, shares, and even collectibles.
- Tax management
SMSFs provide opportunities for tax planning that can potentially lead to significant tax savings.
- Consolidation
SMSFs allow up to six members, allowing pooling resources with family members, potentially reducing costs, and increasing investment opportunities.
- Estate planning
SMSFs provide more flexibility in estate planning, allowing you to set specific conditions on how your benefits are paid after your death.
- Transparency
With an SMSF, you can clearly view your super’s performance and the associated costs.
- Cost-effectiveness
If appropriately managed, the costs of running an SMSF can be lower than other super options, especially for larger balances.
- Insurance options
SMSFs let you hold different types of insurance policies for the fund’s members, potentially providing broader coverage levels.
- Investment choices
SMSFs offer a wide range of investment options that may not be available in other funds. These can include direct property, shares, and even collectibles.
- Tax management
SMSFs provide opportunities for tax planning that can potentially lead to significant tax savings.
- Consolidation
SMSFs allow up to six members, allowing pooling resources with family members, potentially reducing costs, and increasing investment opportunities.
- Estate planning
SMSFs provide more flexibility in estate planning, allowing you to set specific conditions on how your benefits are paid after your death.
- Transparency
With an SMSF, you can clearly view your super’s performance and the associated costs.
- Cost-effectiveness
If appropriately managed, the costs of running an SMSF can be lower than other super options, especially for larger balances.
- Insurance options
SMSFs let you hold different types of insurance policies for the fund’s members, potentially providing broader coverage levels.
Understanding the potential downsides when considering SMSFs is important
Here are some points to consider (and we can help you mitigate these risks)
- Time commitment
Managing an SMSF can be time-consuming. You’ll need to make investment decisions, keep comprehensive records, and ensure compliance with superannuation laws and regulations.
- Investment risk
While having control over investments can be a positive, it also means you’re at risk if your investments perform poorly. Unlike with APRA-regulated funds, there’s no government compensation if things go wrong.
- Regulatory risk
Non-compliance with regulations can lead to significant penalties. It’s crucial to understand and abide by all superannuation laws.
- Insurance
Acquiring adequate insurance coverage can be more expensive for SMSFs when compared to conventional funds.
- Lack of diversification
Often SMSFs, due to their size, may lack the investment diversification that larger funds can offer, potentially increasing the risk.
- Responsibility
As a trustee, you’re personally liable for all the fund’s decisions – even if you get help from a professional or another member made the decision.
Why Gamble on Your Retirement?
Arm yourself with our SMSF advice and make decisions that count
Navigate your SMSF strategy like a pro with Rogerson Kenny, your go-to SMSF experts. Our professional advice is your secret weapon to a successful and compliant SMSF, whilst giving you the best opportunity of putting your SMSF wealth creation in the fast lane.
SMSF Accountants
Managing a Self-Managed Super Fund (SMSF) can be complex, but with the right support, it can also be a powerful tool for securing your financial future. Whether you’re an individual, family or property investor, having expert guidance ensures you maximise the benefits of your SMSF while staying compliant with Australian regulations.
At Rogerson Kenny, we make SMSF management easier for you. Our specialised SMSF Accountants Melbourne work to take the stress out of compliance, giving you confidence that your fund is structured correctly and working towards your long-term financial goals.
With over 45 years of experience, we provide tailored advice and strategies to help you optimise tax benefits, grow your retirement savings, and protect your wealth—so you can focus on what matters most to you.
Self Managed Super Fund (SMSF) Accountants Melbourne
With the constantly changing landscape of superannuation laws and regulations, it’s essential to have a trusted advisor on your side. Our team of SMSF Accountants in Melbourne is here to help you make informed decisions about your superannuation and ensure you remain compliant with all relevant laws.
As experienced Self Managed Super Fund Accountants, we offer specialised advice and services that ensure your SMSF is structured and managed efficiently.
Whether you’re a property investor looking to invest through your SMSF or someone managing your retirement savings, our SMSF Accounting Firms provide a range of tailored solutions that suit your individual circumstances. We guide you through the setup, management, and reporting requirements of your SMSF, allowing you to maximise the potential of your retirement savings.
Understanding SMSF
A Self-Managed Super Fund (SMSF) is a retirement savings fund that you manage yourself, giving you full control over how your superannuation is invested. Unlike traditional super funds, SMSFs are unique in that they allow you to make decisions about investments, structure, and strategy based on your financial goals.
Managing an SMSF requires a thorough understanding of tax laws, compliance requirements, and investment strategies. As SMSF Accountants, we help you navigate the complexities of SMSFs, ensuring that you adhere to the regulations set by the Australian Tax Office (ATO) while making the most of your investment opportunities. Whether you’re investing in property, shares, or other assets, we ensure your SMSF is optimised for the best possible financial outcomes.
How We Can Help?
At Rogerson Kenny, our team of Self Managed Super Fund Accountants provides a full range of services to assist you in managing your SMSF effectively. Here’s how we can help:
- SMSF Setup and Structure: We assist you in establishing your SMSF, advising you on the appropriate structure and ensuring it complies with all legal requirements.
- Investment Strategy Advice: We help you develop a tailored investment strategy that aligns with your retirement goals and risk tolerance, ensuring your SMSF investments work for you.
- Compliance and Reporting: We ensure your SMSF meets all compliance requirements, including annual financial statements, audits, and tax returns, so you can focus on achieving your financial goals.
- Tax Efficiency: Our SMSF Accountants Melbourne offer expert tax advice, helping you optimise your fund’s tax position and minimise liabilities while ensuring compliance with ATO regulations.
- Ongoing Support: We provide ongoing support and advice, keeping you informed about changes in superannuation laws and regulations and ensuring your SMSF continues to meet your evolving needs.
With our expertise and personalised service, we aim to make managing your SMSF as simple and straightforward as possible, providing you with peace of mind and a clear pathway to your retirement goals.
Learn More
Are you ready to take control of your retirement savings with a Self-Managed Super Fund? At Rogerson Kenny, our team of SMSF Accountants is here to guide you every step of the way. Whether you’re just starting with your SMSF or looking for expert advice on improving your fund’s performance, we have the knowledge and experience to help.
Learn more about our SMSF Accounting Firms and how we can help you maximise the potential of your SMSF. Contact us today to schedule a consultation with one of our Self Managed Super Fund Accountants and take the first step towards a secure financial future.
FAQs
What is a Self-Managed Super Fund (SMSF), and how does it work?
A Self-Managed Super Fund (SMSF) is a retirement savings fund that you manage yourself, giving you full control over your investments. It must adhere to specific legal and regulatory requirements, and you are responsible for ensuring the fund complies with the Australian Taxation Office (ATO) rules.
How can SMSF Accountants Melbourne help me manage my fund?
Our SMSF Accountants Melbourne offer expert advice and services to help you establish, manage, and optimise your SMSF. We ensure your fund complies with ATO regulations, help you with investment strategy, tax efficiency, and reporting, and provide ongoing advice to maximise your retirement savings.
What services do SMSF Accounting Firms provide?
SMSF Accounting Firms provide a range of services, including SMSF setup and structuring, investment strategy advice, compliance and reporting, tax advice, and ongoing support. We help you manage all aspects of your SMSF to ensure it is working towards your retirement goals.
Can you assist with property investments through an SMSF?
Yes, as Self Managed Super Fund Accountants, we offer advice and guidance on investing in property through your SMSF. We help you understand the regulations around property investment, ensure compliance, and create a strategy that aligns with your long-term goals.
How do I know if an SMSF is the right choice for me?
An SMSF offers more control over your retirement savings but also comes with more responsibility. We can help you assess whether an SMSF is the right option for your needs, considering factors such as your investment goals, risk tolerance, and the time you can dedicate to managing your fund.
Start Your SMSF Journey Today
Simply submit your details and our team will be in touch soon. Alternatively contact Sarah Davie, Associate Director and SMSF Advisor now:
M. 0419 625 942
D. 03 8847 2538
E. sarah.davie@rogersonkenny.com.au
Rogerson Kenny Financial Services Pty Ltd, ABN 66 605 330 434 is a Corporate Authorised Representative Number 001009210 of Merit Wealth Pty Ltd ABN 89 125 557 002, Australian Financial Services Licence Number 409361.
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